SSIA SPECIAL SAVINGS ACCOUNTS IRELAND

SSIA - SPECIAL SAVINGS INVESTMENT ACCOUNTS

Moving to Ireland	Index Removals Regulations Citizenship PPS Number Work Permits Green Card Euro Exchange Living in Ireland Census Data Shopping Online	SSIAs are a five-year savings scheme in Ireland - which the Irish Exchequer tops-up, by way of a tax credit, subscriptions made by an individual to his or her SSIA. For example, if you lodged €100 each month to your SSIA with your financial institution, you are entitled to receive €25 each month by way of a tax credit from the Exchequer. Your financial institution claims this credit on your behalf and lodges it to your SSIA each month. The funds lodged in the SSIA can be held on deposit or invested in other investment products such as a life assurance investment policy. SSIAs were commenced between 1 May 2001 and 30 April 2002 - NO MORE ARE AVAILABLE . They will all mature during the period 31 May 2006 to 30 April 2007. When an SSIA matures, only the profit earned from the investment of both the subscriptions and Exchequer tax credits will be liable to tax at 23%. In the case of an SSIA that is a deposit account this profit will be the interest earned. In order to ensure maturity of your SSIA, you are obliged by SSIA rules to make a declaration to your financial institution. You are obliged by law to make a declaration in writing on a form known as an SSIA4 to the financial institution with which you have your SSIA. The SSIA4 must be returned to your financial institution within the three months ending on your SSIA maturity date. For example if your SSIA started in May 2001, the SSIA4 must be completed and returned to your financial institution in the period 1 March 2006 to 31 May 2006 . Some ideas for spending your SSIA on some online shopping. Invest Your SSIA money - see Money Guide Ireland for details of the best interest rates for regular savings and lump sum deposits
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