Home Insurance Ireland Compared

Cheaper Home Insurance - Ireland

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A recent Financial Regulator comparison survey of Home Insurance prices in Ireland took place in December 2009.
The following insurance companies were involved in the survey.
RSA , Chartis , Quinn Direct , Aviva , Zurich , Allianz , FBD, AXA, Getcover

The survey was carried out on a fairly small sample - so the results can only be used as a guide. You need to obtain quotes for yourself to ensure you get the best deal.

In the Financial Regulator price comparison - quotes were obtained for 4 different properties

Property One - A 3 bedroom semi-detached house in Killester, Dublin 5 with rebuilding cost of €234,000 and contents worth €46,800. (Also unspecified all risks cover up to €3,025 and specified jewellery cover of €11,500.)
Cheapest quote was €398 from Getcover.com . The most expensive quote for this example was from Axa at €693 - a difference of almost €300 Euro a year.

Another Example was a 4 bedroom detached farmhouse in Co. Cavan. The rebuilding cost was €210,000 Insurance is required solely for the building. The cheapest quote for buildings cover was from Quinn Direct at €288 a year. The highest price this time was from RSA Insurance at €453. A difference of €165 a year.

This other recent comparison of House Insurance prices is also useful - showing that you can save as much as €145 a year quite easily by shopping around .

TIP: Make sure you don't under estimate your rebuilding costs. If you are under insured it could affect claims you make in the future. Your insurer could payout less than your claim .