Moving to Ireland
CREDIT CARDS IN IRELAND
living and working in ireland
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Credit cards with introductory offers of Interest free balance transfers or low interest rates are always on offer to entice new customers in Ireland

For people moving to Ireland from other countries - one of the charges that might come as a shock is the annual government stamp duty on credit cards - which is €40 at the moment. Credit cards are almost essential these days if you need to buy anything online or over the phone - so this tax is a nice little earner for the Irish Revenue.

Ulster Bank will give you €40 credit if you spend over €6000 on their credit card in a year. If you use it for the grocery shopping and petrol you would soon reach this figure.

If you are too young to apply for a credit card - or if you just can't get one or don't want one - there is a way to shop online without a credit card.
3V Vouchers
are disposable pre-paid VISA debit numbers printed onto a receipt and are bought just like buying mobile top-up. 3V Vouchers can be used to shop on the Internet, over the phone or by mail order anywhere VISA is accepted. Find out more about 3V Vouchers


Some of the better credit card introductory offerss in Ireland can be obtained from :
Ulster Bank 0% - 9 months on transfers and purchases.
First Active - 9 months interest free on balance transfers & perchases for 9 months
Tesco - 0% on balance transfers for 6 months
Halifax 0% on balance transfer and purchases for 6 months.

See Money Guide Ireland for more financial best buys.

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Tip: If you are moving to Ireland you should be able to keep your existing Credit Cards - just tell the providers that you are moving. You will need some way of paying it off - i.e a current internet bank account in the country you came from. This should not be a problem - it might be a good idea to get one set up before you move. It will be easier to pay off any old bills in your previous address.