Moving to Ireland
INTEREST FREE CREDIT CARDS IRELAND
living and working in ireland

Index

Finances
Sterling Bank Accounts
Savings Rates
Mortgage Relief
Car Tax Rates
Universal Social Charge
Household Tax
Credit Cards
Cheaper Car Insurance

Fuel Prices
Personal Loans
Life Insurance
Pensions
Online Poker
Injury Claims
Mortgage Brokers
Mortgages
Bank Accounts

Exchange Pounds to Euros

 


Credit cards with introductory offers of Interest free credit on balance transfers or zero interest rates on purchases are always on offer to entice new customers in Ireland.

Tesco Ireland are offering 6 months interest free credit on balance transfers and 8 months at 0% on purchases. This is the
best offer in our opinion (Jan 2012). MBNA usually have interest free offers too.
See all the interest free and low interest credit card offers in Ireland here - : Zero Interest Rates on Credit Cards

For people moving to Ireland from other countries - one of the charges that might come as a shock is the annual government stamp duty on credit cards - which is €30 (2012) . Credit cards are almost essential these days if you need to buy anything online or over the phone - so this tax is a nice little earner for the Irish Revenue.

Switching credit cards in Ireland is not as easy as the UK - because of the government stamp duty.
But - if you are changing to a different credit card - you shouldn't have to pay the duty more than once a year.
Make sure you close the old credit card account . When you are closing the old credit card account your card issuer should give you a letter of closure stating that you have paid your stamp duty for the year. If you give this letter to your new card issuer, you will not be charged stamp duty by them again in that year. It is important not to lose the letter. Only one original letter of closure can be issued.

You can change account as often as you like during the year without paying extra duty, as long as you transfer a letter of closure between the card issuers each time. Don't assume that if you don't use a credit card that you will not be charged stamp duty - you will. Make sure you close down unused credit cards.I

Visa Debit cards are an alternative to credit cards - at the moment only Ulster Bank amd PTSB issue them in Ireland. Halifax used to issue Visa Debit cards - but they pulled out of Ireland in May 2010. BOI are planning to do Visa Debit cards in 2012.

Tip: If you are moving to Ireland from the UK - you should be able to keep your existing Credit Cards - just tell the providers that you are moving. You will need some way of paying it off - i.e a current internet bank account in the country you came from. This should not be a problem - it might be a good idea to get one set up before you move. It will be easier to pay off any old bills in your previous address.




Moving to Ireland
Removals
Regulations
Irish Citizenship
PPS Number
Work Permits
Green Cards
Living in Ireland
Irish Towns
Online Shopping

Property

Household Charge
Buying a House

House for Sale
Mortgage Rates

Property Tax

Rentals
Conveyancing
Self Build
House Insurance
Buy-to-let
Realty
Tax Relief
My Home
HRV
NPPR

Work
Work in Ireland
Job Vacancies
Green Cards
Safe Pass
Work from Home
Franchising
Earn Online
Income Tax
Childcare

Cars
Cheap Car Insurance
Car Buying
Speed Cameras
Car Tax Rates
Car Tax Refund
Knock Car Hire
Importing a Car
VRT
Breakdown Cover
NCT Test

Shopping
Amazon IE

Tesco.ie
Christmas Presents
Fit Flops
Mens Clothes
Ipods
PS3
3D TV
Flowers
Nintendo DS
Womens Clothes
Wii
Wii Fit
Televisions
Bikes
Dysons
Lingerie
Kids Clothes
Shopping IE
Printer Ink
Xbox 360

Travel
Minibus Hire
Flights to Ireland
Shannon Car Hire
Cork Car Hire
Ferries to Ireland
Ferry to UK
Travel Tips
Galway Hotels
Galway Car Hire
Golf Ireland
Accommodation
Kerry Self Catering
Cork Self Catering
Flights From Ireland
Maps of Ireland
Knock Airport Car Hire

INTERNET
Internet Providers

Broadband
Mobile Broadband
Onspeed
Web Hosting
Domain Names
Satellite Broadband

HEALTH
Health Insurance
Doctors
Dentists
Contact Lenses
Opticians
Stop Smoking
Irish Funerals
Laser Eye Surgery

Education
Primary Schools
Secondary Schools
Irish Universities
Private Schools
Boarding Schools
Tuition Fees

Phones
Mobile Phones
Landlines
Irish Ringtones

Other Stuff
Soldiers Song
Sky TV Ireland
Fields of Athenry
Ireland's Call
Patrick Kavanagh
Irish in UK
UK Car Hire
Irish Books
Irish Music
DVD Rental
Ipod Touch
Alghero
Shop Online
Online Bingo
Cheap Car Insurance
Poker Tips
Body Building
Dog Licence
Divorce
TV Licence