Moving to Ireland
IRELAND - CURRENT BANK ACCOUNTS
living and working in ireland

Index

Finances
Sterling Bank Accounts
Savings Rates
Mortgage Relief
Car Tax Rates
Universal Social Charge
Household Tax
Credit Cards
Cheaper Car Insurance

Fuel Prices
Personal Loans
Life Insurance
Pensions
Online Poker
Injury Claims
Mortgage Brokers
Mortgages
Bank Accounts

Exchange Pounds to Euros

 


Bank charges for current accounts were very common in Ireland before 2005. Then then many banks dropped most of their account charges. Ulster Bank is the only bank in Ireland offering completely free current accounts.

Bank of Ireland , AIB and PTSB all have certain conditions and criteria you have to meet in order to get free banking.
See more details of Current Bank Account Charges in Ireland


Even if the banks don't charge you for day to day transactions - Banking is still not completely free in Ireland. Everyone has to pay the 50 cent government tax on each cheque you write and a 30 euro a year stamp duty on credit cards and 5 euro a year on debit cards.

Debit Cards - in Ireland there have been Laser Debit cards in use for several years . The Laser card is not accepted in many places outside Ireland or online and is being gradually phased out as the banks start using Visa Debit cards instead.
Halifax were the first to offer Visa Debit cards in Ireland - followed by Ulster Bank in 2009 and PTSB in 2010 . See more here about Visa Debit cards
Bank of Ireland are bringing them in in 2011 and AIB are doing so in 2012

Opening a Bank Account: If you move to Ireland from overseas you will not get too far without an Irish bank account. Unless your employer pays you by cash- you will need a bank account within a month or two.
Most banks will require proof of your address in Ireland - normally a utility bill. This could take upto 2 months to get - so be prepared for a delay. They will also require your passport and details of any previous bank accounts you have had.

See some information here if you are worried about the collapse of the Euro and want to move your money into Sterling
Opening a Sterling account in Ireland

Internet banking is common in Ireland - with AIB , Ulster Bank , Permanent TSB and Bank of Ireland all providing internet banking facilities. Even if you are going to use online banking - try and open an account with a bank that has a local branch. As good as internet banking is - there may be a need to make visits to the bank now and then to withdraw or deposit cash.

Many banks in smaller towns still close for lunch and don't open until 10 am some days.
Ulster Bank recently brought in extended opening hours and Saturday opening in a bid to attract more customers from the closed down Halifax.




Moving to Ireland
Removals
Regulations
Irish Citizenship
PPS Number
Work Permits
Green Cards
Living in Ireland
Irish Towns
Online Shopping

Property

Household Charge
Buying a House

House for Sale
Mortgage Rates

Property Tax

Rentals
Conveyancing
Self Build
House Insurance
Buy-to-let
Realty
Tax Relief
My Home
HRV
NPPR

Work
Work in Ireland
Job Vacancies
Green Cards
Safe Pass
Work from Home
Franchising
Earn Online
Income Tax
Childcare

Cars
Cheap Car Insurance
Car Buying
Speed Cameras
Car Tax Rates
Car Tax Refund
Knock Car Hire
Importing a Car
VRT
Breakdown Cover
NCT Test

Shopping
Amazon IE

Tesco.ie
Christmas Presents
Fit Flops
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Ipods
PS3
3D TV
Flowers
Nintendo DS
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Wii
Wii Fit
Televisions
Bikes
Dysons
Lingerie
Kids Clothes
Shopping IE
Printer Ink
Xbox 360

Travel
Minibus Hire
Flights to Ireland
Shannon Car Hire
Cork Car Hire
Ferries to Ireland
Ferry to UK
Travel Tips
Galway Hotels
Galway Car Hire
Golf Ireland
Accommodation
Kerry Self Catering
Cork Self Catering
Flights From Ireland
Maps of Ireland
Knock Airport Car Hire

INTERNET
Internet Providers

Broadband
Mobile Broadband
Onspeed
Web Hosting
Domain Names
Satellite Broadband

HEALTH
Health Insurance
Doctors
Dentists
Contact Lenses
Opticians
Stop Smoking
Irish Funerals
Laser Eye Surgery

Education
Primary Schools
Secondary Schools
Irish Universities
Private Schools
Boarding Schools
Tuition Fees

Phones
Mobile Phones
Landlines
Irish Ringtones

Other Stuff
Soldiers Song
Sky TV Ireland
Fields of Athenry
Ireland's Call
Patrick Kavanagh
Irish in UK
UK Car Hire
Irish Books
Irish Music
DVD Rental
Ipod Touch
Alghero
Shop Online
Online Bingo
Cheap Car Insurance
Poker Tips
Body Building
Dog Licence
Divorce
TV Licence